Key Worker Mortgage Advice - 01793 771 093. Independent mortgage advice covering Key Worker Living Initiative and FTBi for nurses, teachers, social workers, NHS staff, police officers, firefighters, prison officers, and other public sector keyworkers. London, Berkshire, Buckinghamshire, Oxfordshire, Hampshire, Surrey, Hertfordshire, Kent, Essex, Sussex, Norfolk, Suffolk, Bedfordshire, Cambridgeshire, Wiltshire, Gloucestershire  
 
  Call 01793 771 093 Email us
 
 
.
line
line
line
line
line
  First Time Buyers
line
line
line
line
 

 

  
Key Worker Mortgage Advice - 01793 771 093. Independent mortgage advice covering Key Worker Living Initiative and FTBi for nurses, teachers, social workers, NHS staff, police officers, firefighters, prison officers, and other public sector keyworkers. London, Berkshire, Buckinghamshire, Oxfordshire, Hampshire, Surrey, Hertfordshire, Kent, Essex, Sussex, Norfolk, Suffolk, Bedfordshire, Cambridgeshire, Wiltshire, Gloucestershire

The Homes and Communities Agency (HCA) have grouped together the low-cost home ownership schemes under the "Homebuy" banner.  To those eligible the Homebuy programme means that you are able to get help with home ownership if you:

  • are a first time buyer
  • are a homeowner and need to buy a larger property to meet your household needs (eg family sized homes)
  • need to take part in shared ownership schemes
  • need to rent at affordable prices

The schemes and assistance available varies from region to region but there are five main options available to those wishing to buy a home.

  • Social HomeBuy and New Build Homebuy help you buy a share of your home and pay rent on the remaining share.  There is usually an option to purchase addtional shares of the house in the future.
  • My Choice HomeBuy, Homebuy Direct and First Time Buyers initiative are all types of shared equity schemes on offer.  In general, you will raise a mortgage on your share of the property and receive an equity loan on the remainder.  Interest may be payable on this loan, please ask for details.
  • In addition, Shared Equity schemes are available direct from builders.  They retain from 15-25% of the property that would need to be repaid on the sale of the property or within 10 years whichever comes first.  This can generally be used as a deposit, depending on the lender

With such a varied choice of schemes available, we would recommend you contact us for details of the schemes you qualify for.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Your home may be repossessed if you do not keep up repayments on your Mortgage.

There may be a fee for Mortgage Advice. The precise amount will depend upon your circumstances but we estimate it will be £299.

 

 
 
 
  Accessability
|
 Contact
|
 Terms & Conditions
|
 Legal Notice
|
 Privacy Policy Website by Honeystone  
 
 
 

Registered Office: Orchard House, Bagbury Lane, Lydiard Millicent, SN5 4LX
Registered in England number: 05503144

Authorised and Regulated by the Financial Services Authority The Financial Services Authority does not regulate Will Writing, Estate Planning, Trust advice, Taxation advice and some forms of Mortgages and ISA’s

To understand the features and risks of an Equity Release Mortgage, ask for a personalised illustration. YOUR HOME MAY BE RESPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE There may be a fee for Mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £299.